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Average Return In Stock Market In India . Under the modified model, the contribution of economic growth and. Rs 1 lakh invested in 1996. from venturebeat.com For that indicator, we provide data for india from 1980 to 2017. The rule of 72 is easy to apply when you get a steady 12% return every year like an fd. An annual return rate of 7.29% has been the minimum return.